THE 2027 FORECAST
Two levers per holding: how many shares the goblin owns, and what the dividend does. Drag them and watch next year's income move. Nothing here is a prediction — it's the same maths the hoard runs, pointed at a year that hasn't happened yet.
Annual income
£37,379no change
today £37,379
Monthly average
£3,115no change
today £3,115
Presets
Reset to today
The scenario lives in the URL — bookmark it, share it, come back to it.
MONTH BY MONTH
Real payment calendar — SMIF every month, the rest in lumpsJune · the fattest month£20,330
LGEN £19,830SMIF £500
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LGEN
SMIF
RECI
NCYF
THE FOUR LEVERS
LGEN
Legal & General
Projected annual income
£27,695today £27,695
at today's count
today → target ·0 – 260,000 (2× target)
%
-10% – +10% · 0.25% steps
SMIF
Select Monthly Income Fund
Projected annual income
£6,750today £6,750
at today's count
0 – 200,000 (2× target)
%
-10% – +10% · 0.25% steps
RECI
Real Estate Credit Investments
Projected annual income
£1,892today £1,892
at today's count
today → target ·0 – 140,000 (2× target)
%
-10% – +10% · 0.25% steps
NCYF
CQS New City High Yield Fund
Projected annual income
£1,042today £1,042
at today's count
today → target ·0 – 344,000 (2× target)
%
-10% – +10% · 0.25% steps
A toy, not a promise
Dividends get cut, boards change their minds, and the goblin’s share counts are limited by the boring business of earning money. What this page is good for: seeing how little has to change for the monthly number to move.